Did you know that you can take advantage of something you’re already investing in?

Your financial investments can now contribute directly to your complete wellness. 

If you still have funds available in your HSA or FSA or if you want to know what an FSA or HSA is, then you should keep reading.

You may have opened a health savings account (HSA) or flexible spending account (FSA) when you started your new job or was directed to do so by your financial advisor. These special savings accounts can help save money for healthcare expenses and save money on your taxes.

What are these accounts?

Health Savings Account (HSA):

A health savings account is usually set up through your bank, your healthcare provider, or your employer. Three important factors in being eligible for an HSA are:

  1. Enrollment in a high-deductible health plan (HDHP)
  2. NOT being enrolled in Medicare
  3. NOT being a dependent on another person’s tax return

*Funds left in your HSA at the end of the year will roll over and can be used the following calendar year.

Flexible Spending Accounts (FSA):

A flexible spending account is set up and managed by your employer and does NOT require enrollment in a health plan, making it more accessible to employees.

*Funds left in your FSA at the end of the year will NOT be rolled over and will GO BACK TO YOUR EMPLOYER, making them inaccessible to you. This is where you can cash in on your previous decision to invest in your health, and come to Breath of Life for any chiropractic care you’ve been meaning to take advantage of.

What does this mean for me?

Chiropractic services are now “qualified medical expenses,” for an HSA and are also coved by a “standard FSA.”

This means that your annual invests can now directly be contributed to your health and well-being. 

If you have specific questions about your HSA or FSA we recommend that you speak with your benefits/human resources department. 

If you have specific questions about total mind and body care or how you can invest in you living your best life we recommend you speak to us. 

Remember it is ok, to invest in yourself. You give so much to others and now you deserve the opportunity to live your best life.

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